Money Train 3

Money Train 3 is a high-octane video slot from Relax Gaming that throws you into a gritty, futuristic Wild West setting. Picture old steampunk contraptions welded onto a train rattling its way across a dusty frontier—only here, the mechanical gunslingers and outlaws can produce stunning wins if you line things up just right. With advanced features like a Hold & Win-style bonus and some clever Collector and Sniper symbols, you’ll have plenty to chase as you spin. All you’ve got to do is land matching symbols along the paylines, grab the high-paying icons, and see if that elusive max multiplier lines up in your favour.

Theme and Graphics

Imagine you’ve stepped off a normal stagecoach and onto a sci-fi bullet train. That’s the vibe Money Train 3 is gunning for, and it does it well. The developers used a palette heavy on metallic grey and dusty copper, giving the reels a rugged, post-apocalyptic look. In the background, you might spot twisted metal scaffolding, swirling desert winds, and hazard lights flickering like beacons in the night. It’s as if the entire environment is a blend of old frontier life and futuristic robotics, with subtle gear animations constantly rotating around the edges of the frame.

Whenever you hit a winning combination, the reels offer short animations—sparks might fly, mechanical arms will twitch, or your character icons might move like cyborg bandits coming to life. The soundtrack, meanwhile, hits you with steady Western-type strings mixed with industrial clanks. It’s got a real grit to it, which pairs nicely with the visuals. It never felt overbearing to me—more like a melodic tension building in the background, ready to pop off when a big win transitions your screen into a carnival of lights and clangs. Overall, the aesthetic pulls you deeper into the mechanical wasteland vibe, making each spin feel like part of a bigger story.

Gameplay and Features

Reel Layout and Paylines

The core of Money Train 3 is a classic 5x4 grid—five reels, four rows of symbols. There are 40 paylines in total, which means you’ll have numerous ways to land that dream combo. Wins typically line up from left to right, so it’s all about matching at least three of the same symbol across adjacent reels. There’s no cascading mechanic here, but you do get a host of special features in the main game that more than make up for the lack of chain-reactive wins.

Winning Combination

Any time you match three or more identical symbols starting on the leftmost reel, you’ll see coins added to your total. Smaller wins pop up pretty frequently, which keeps the action going, although you’ll notice this slot leans toward big explosive payouts rather than a constant flow. In my experience, you may go multiple spins without any result, but then a single spin can deliver a huge chunk of credits—typical of a high-volatility game. This roller-coaster approach might suit you if you enjoy the tension of waiting for that big break, but it can also stress your balance if you prefer more consistent, smaller wins.

Special Symbols

Money Train 3 features a handful of special symbols that spice up the grid:

Symbol	Type	Function	Bonus Trigger
Wild	Wild	Substitutes for all standard symbols	Does not trigger bonus rounds
Bonus Symbol	Scatter	Triggers Hold & Win Bonus if you land at least three	Activates main bonus game
Collector	Persistent	Appears in bonus round; Collects values from other symbols	Enhances your bonus round multiplier
Sniper	Persistent	Appears in bonus round; Doubles or increases certain symbol values	Boosts certain symbols multiple times
Necromancer	Persistent	Revives previously used special symbols for additional value boosts	Extends the bonus round potential

The Wild fits right into the mechanical Western theme—think a gold-plated skull with ruby eyes that helps you complete winning lines. The standout symbol, though, is the Bonus Scatter. Land three or more, and you’re off to chase some serious bounties in the Hold & Win bonus mode.

Bonus Rounds and Free Spins

How to Trigger Bonuses

The primary way to access Money Train 3’s explosive Hold & Win-style bonus is to land at least three Bonus Scatter symbols in a single spin. Once those Scatters drop, you’ll see the grid transform, awarding you three spins in a specialised setup. If your region supports it, a Bonus Buy option might be available—this lets you skip the base game directly into the feature for a higher stake. It’s a neat shortcut if you’re itching to chase the top-tier multipliers and can handle the cost.

Special Mechanics

Money Train 3 goes all-in with the Hold & Win approach. At the start of the round, each Scatter you landed turns into a reel position with a random multiplier. You get three spins to try and add even more multipliers, and every time at least one new symbol sticks, your spin counter resets to three. That’s where the Collector, Sniper, and Necromancer come into play. The Collector grabs the values of other symbols, boosting your sum. The Sniper doubles the base values of a selection of symbols, sometimes more than once. And the Necromancer resurrects persistent symbols you’ve already used, effectively giving them a second life so they can collect or snipe again.

These mechanics amplify your multiplier total in ways that can skyrocket your payout to stratospheric levels. The entire round feels like a strategic deck of cards being shuffled your way—get the right synergy of persistent icons, and you might see your multiplier leap to hundreds, if not thousands, of times your bet in the blink of an eye.

Progressive Jackpots

Money Train 3 does not offer a progressive jackpot. Instead, the main route to huge payouts is that special bonus feature with its persistent symbols and a monstrous maximum win of up to 100,000x your stake. If you’re a jackpot chaser strictly, you might miss the thrill of progressive prize pools here. But trust me, that top multiplier can rival a well-fed progressive pot when fortune smiles on you.

Payout Potential and Volatility

RTP Explained

Relax Gaming has pegged the theoretical Return to Player (RTP) of Money Train 3 at around 96.10%. That puts it comfortably around the industry’s average range, meaning that, over a very long stretch of spins, you can theoretically expect to get back a bit more than 96% of what you’ve put in. Realistically, your short-term sessions can vary wildly—some days, you’ll feel unstoppable; on others, you’ll watch your credit meter drain faster than a leaky water tank. That’s just how RNG-based games roll.

Volatility

This is a true high-volatility slot. You might go a dozen spins with nothing but dust and tumbleweeds, and then suddenly you’ll smash a series of big wins—like discovering a hidden bank vault. If you’re comfortable with larger swings and enjoy that adrenaline rush, great. If you’re more cautious or prefer a steadier drip of small wins, it might be wise to manage your wager size or pick another, gentler game.

Max Win Potential

The big talking point here is the maximum win potential of a colossal 100,000x your bet. That’s the kind of jackpot that can firmly plant your name on a saloon door in neon lights. The path to such a staggering sum is wrapped up in those persistent bonus symbols, particularly if you get lucky with multiple Collectors stacking each other’s values. It’s a tough outcome to land, but that’s precisely why it feels so special if it does happen. In many ways, the slot is designed to deliver that dream scenario where multipliers multiply multipliers.

Playing Money Train 3 on Mobile

If you like your reels on the go, you’ll have no trouble spinning Money Train 3 on a smartphone or tablet. The interface adapts cleanly to smaller screens—I tested it on a modest Android phone, and the buttons and text scaled well without any awkward overlap. No separate downloads required, either. Just open your favourite mobile browser, head to a compatible casino, and watch the game load with full animations intact. iOS devices fare similarly, with quick load times and crisp visuals. Whether you’re spinning on a coffee break or killing time in a queue, it’s smooth and stable.

Play Responsibly

If there’s one rule I always repeat, it’s to gamble responsibly. Slots can be thrilling, but it’s easy for the sense of fun to shift into stress when chasing losses. Set a budget, keep a cool head, and don’t let the game consume you. If you ever feel like the fun has gone AWOL, take a step back or reach out for assistance—many casinos offer deposit limits or self-exclusion tools to help you stay in control. Consider platforms like GamCare or BeGambleAware if you need professional guidance.

Final Verdict on Money Train 3 Game

Money Train 3 packs a heavyweight punch courtesy of its high-volatility design, bold theme, and a captivating Hold & Win bonus that can ramp up multipliers beyond your wildest expectations. It’s an absolute treat for risk-takers who prefer to go for that one massive hit instead of collecting a string of smaller prizes. The innovative persistent symbols—Collector, Sniper, Necromancer—add layers of depth that keep the excitement fresh. This one’s definitely worth a few spins if you like the thrill of chasing big payouts in a futuristic Western environment. Just keep your budget in mind, because this train can accelerate fast.